CANASA Member
5-Year WarrantyThe Insurance-Security Connection
Insurance companies price risk. Properties with physical security barriers are statistically less likely to be burglarized, which means lower claims — and lower premiums for you.
Security shutters are one of the most impactful upgrades you can make from an insurance perspective because they address the number one entry point: windows and glass doors.
How Much Can You Save?
Typical premium reductions range from 5% to 15%, depending on your insurer and the extent of the installation. Factors that influence the discount:
- Number of openings protected — full coverage earns larger discounts
- Product type — rated security shutters carry more weight than decorative ones
- Your location — high-crime-area properties see larger relative reductions
- Existing security systems — shutters compound with alarms and cameras
How to Claim the Discount
The process is straightforward:
- Get a quote and confirm your shutter specification with us
- Inform your insurance broker that you're installing security shutters
- After installation, we provide a certificate of completion with product specs
- Submit the certificate to your insurer for the premium adjustment
ROI Calculation
Consider a homeowner paying $2,400/year in property insurance. A 10% discount saves $240 annually. Over the 15+ year lifespan of aluminum roll-up shutters, that's $3,600 in insurance savings alone — before accounting for energy savings, noise reduction, and the security value itself.
For commercial properties with higher premiums, the payback period is even shorter. We've seen businesses recoup their shutter investment within 3-5 years from insurance savings alone.
Which Insurers Offer Discounts?
Most major Canadian insurers recognize security shutters. We've worked with clients insured by Intact, Aviva, Economical, RSA, and Wawanesa, among others. Your broker can confirm the specific discount available on your policy.
If your insurer doesn't currently offer a security discount, our product specifications and CANASA membership documentation may help your broker negotiate one.
